Damage to Machinery and Equipment
Protects against loss and/or accidental damage to machinery whether it is in use or not. This includes machinery that is being assembled, tested, dismantled, in maintenance, being cleaned, overhauled, or being moved within the premises.
Coverage includes:
- Mismanagement, negligence, sabotage and malicious acts by employees and third parties Direct action as the result of electrical energy such as short circuits, power surges, or other similar effects
- Errors in design, calculation, manufacture, or assembly
- Others incidents such as foreign bodies, centrifugal forces, lack of water in boilers, steam generators, explosions, etc.